There’s a lot to think about when starting your own pet-sitting business. Public liability insurance This is probably the most vital component of any business insurance policy. Review the information available from your state’s insurance commissioner. K9ofMine.com does not intend to provide veterinary advice. You can also get coverage if you are a pet groomer, dog walker, dog trainer, daycare or pet kennel. Let us know how you’ve navigated the insurance-policy waters below! I will not have any employees however personal thief is a concern as it appears we are in an entitled age and lawsuits a plenty. Where to Find the Best Pet Sitter Insurance. It’s a risk that you don’t need to take,”. There are two primary reasons that most pet sitters should obtain an insurance policy before starting a business. If you aren’t completely clear on any details of a policy, make sure you ask questions until you understand the policy completely. Professional United Pet Sitters LLC is not a ffiliated with any pet sitter and dog walker liability insurance companies, including the ones listed below. This final consideration is one that causes a lot of confusion among would-be pet sitters, so we’ll try to help you decide whether you need insurance for your new business below. by Professional United Pet Sitters LLC The following companies are known to provide quality pet sitting insurance to individual pet sitters as well as professional pet sitting businesses. Being insured is a great way to do so. Customers are looking for someone who takes their job professionally and can treat their home and pets with great care. The Rover Guarantee reimburses members of our community for costs arising from certain injuries to the Rover pet or resident pet … What Kind of Insurance Do Pet Sitters Need? Public liability, loss & much more. As a pet sitter, purchasing a pet sitting insurance policy helps protect your business. Do pet sitters need insurance? When comparing quotes from different providers, be sure that you are making apples-to-apples comparisons. 1. There is not a yes or no answer to this question . Each one offers insurance policies for pet-related businesses. While this is not something you probably want to think about, these are the risks and threats to you as a pet sitter and as a business owner. For example, you may accidentally pick up your client’s phone, thinking it was yours. They want a company they can trust. Pet sitting is a responsible job, and many owners appreciate a sitter who has specialist insurance. Pet sitting insurance. Auto insurance will protect you (and potentially your employees) from any damages that arise during the business use of a vehicle. Both General Liability and Professional Liability coverage are included in the pet sitter’s policy. Therefore, you can get coverage for all the pet-related services that you offer. K9ofMine.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. With this in mind, you certainly need to think about pet insurance, however, there are a few things to consider first. It will immediately take your business to the next level and help you secure more gigs. You don’t want to pay premiums for years only to find that the insurance policy you obtained won’t protect you from some types of claims. Pet sitting insurance that works when you do. A few hours later, you accidentally drop the phone, leaving your client with a several hundred dollar loss. Given the risks driving always presents, this is an important consideration for dog sitters and walkers – particularly those who employ others. court. Not only is pet sitting insurance important for your own protection, but it helps you stand out as a professional. You’ll surely notice that most of the successful pet sitters are insured (they’ll usually advertise that they are), and potential clients will usually prefer pet sitters who have policies in place. This was very helpful to me. An insurance commissioner helps to establish and enforce the insurance requirements in their state. PUPS highly recommends you become and remained insured with a quality Pet Sitter Insurance provider throughout your pet sitting … Do I Need Pet Sitting Insurance to Use Online Booking Services, Such as Rover? Learn which types of insurance … Also check whether your clients and any agencies you work with expect you to have particular insurance. What exactly does pet sitting insurance … You have a couple of worries on this subject . Dog Care To get specific information about pet insurance coverage and application requirements, talk to your insurance provider. You may need pet sitter insurance if you own any type of pet service business. For better security, a more stable environment, and faster loading times, we If a pet injures someone or causes damage, claims can run into tens of thousands of pounds so it's worth considering getting insurance. I love cats and would like to become a cat sitter. As you can see, having this type of coverage will ensure you and your business are covered for any event while an animal is in your care. You may even be held personally responsible – meaning that you’ll still be expected to pay the damages, even after you dissolve the business. We have been involved in all the aspects of workers compensation for pet sitting and IC’s. There are several providers who offer Pet Sitting Insurance in the United States, but the four major providers are: Pet Sitters Associates — Providing coverage since 1998. Joan McDermott. So, you’ll need to do everything you can to give yourself a competitive advantage. or Safari. Do I need pet sitting insurance? Read a transcript of this video. However, we do want to correct one common misconception new pet sitters often have: Caring for pets in your own home does not eliminate your liability. Even if they don’t require pet sitters and walkers to be insured, it may still be very wise for you to obtain a policy. Pet sitters clearly meet the second criteria, as they’re responsible for the pets – and in many cases the homes – of their clients. I offer professional pet sitting through my business in San Diego called Run That Mutt. Just note that most insurance policies will not become active until you pay your first premium, so write a check and get it in the mail (or pay via the website, if possible). You’ll likely need to obtain a business license, you may have to set up a post office box, and you may even need to sign up for an insurance policy. However, when you are looking after an array of pets from cats and dogs to rabbits and birds, an accident is just waiting to happen. A pet sitter was walking three dogs. As a member with Pet Sitters Associates, you receive insurance coverage for the pets that are in your care, so you and your clients can breathe easy. Worker’s compensation insurance (often simply called “worker’s comp”) is an insurance policy that covers the costs employees may incur if they become injured while on the job. Or we drop in to feed the cats and change their litter. Some insurance policies will even provide an attorney to plead your case in court. I have actually done an interview with an insurance expert who helps you find the answers to these questions. Pet sitter liability insurance: This coverage protects you against claims that you are at fault for injuries or property damage while working as a pet sitter. Was this answer helpful? 13 min read It’s the only way you’ll have a chance of succeeding in such a crowded industry. It’s just something that we do. May 17, 2017 | 11:k AM . What insurance do pet sitters’ need? Do house sitters need insurance? However, for pet sitters, there can be many more strands to public liability cover than other forms of … You also risk losing your homeowners or renters insurance coverage if your agent discovers that you’re running a business (even home-based business) without adequate Why Pet Sitters need liability insurance. If you don’t already have it, give some serious considering into getting pet care insurance. Different businesses use slightly different terms to describe their policies, but the basic options are as follows: Liability insurance policies protect your business from things like property damage or bodily injury that may occur during the course of doing business. What happens if something goes wrong while you are pet sitting? What advice do you have for me please? While the level of coverage will vary based on the insurance provider you choose, pet sitter insurance typically provides coverage in three key areas: This includes coverage for injury or loss of a customer’s pet –including emergency vet care, death, runaway recovery expenses, animals in transit while in your care, and even rewards for safe return of the animal. Anyone who wants to open a pet sitting business can do so without any formal training, and no licensing tests are required. For example, one policy may feature cheaper premiums than all of the others, but it may require you to pay a higher deductible when submitting a claim. Just happens I do have an appointment with a business attorney this next week to chat about my liabilities as a pet sitter. Insurance policies are generally a good idea for most businesses, but they are especially wise for those who engage in high-risk or high-stakes activities. Different companies charge different rates and design their policies in different ways. If you are looking to expand your pet sitting business and are looking for pet sitting jobs in your area, try Petsitter.com. The Rover Guarantee is our commitment to you in the rare instance that something goes wrong during a booking. In fact, you should probably start with any insurance companies you already have a policy with (such as your car, homeowner’s, or rental insurance provider). Insurance policies for pet sitters vary considerably, and the only way to know exactly how much you’ll have to pay in monthly premiums is to start obtaining quotes. One of the dogs spotted a cat sitting under a bush next to the … The more gigs you get, thanks – in part – to having insurance, the more money you make in the long run! Do you provide pet sitting in other people’s homes? More than likely it means the next time you need a pet sitter they will be there to help you. 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